FROM:
Scott & Jennifer Giordano
Helendale, CA. 92342
Giordano-luv@verizon.net
SUBJECT: HELP PLEASE!
To Whom It May Concern:
If I may take a few minutes of your time I would like to share with you where my family currently stands with our finances, including our mortgage, and how we got to this point. On May of 2006 I left my previous 12 year job with County Fire Department for the following three reasons: (1) my position with County was being eliminated as of July 1st 2006. (2) Because I was losing my job with County I tried to be positive, aggressive, and proactive in finding a new job before I was let go. I Began testing in Colorado in October of 2005 and was doing very well. I continued testing for the next nine months truly believing I would be successful in getting a job in Colorado in particular with the Denver City Fire Department. I was very successful with my testing efforts and the job was pending on passing a final background. The Start/hire date was estimated to be around mid July giving us enough time to pack move and get established in our rental home before I started my new job. (3) My wife was pregnant with our second child and was put on mandatory bed rest by her doctor until further notice due to complications. This happened in the first of May and I resigned 5 days later with County Fire to be with my wife and my two year old daughter.
It’s about mid May of 2006; I am home packing the house to move, taking care of my wife and my daughter. I continued making trips to Colorado for final testing and to look for our new home and a rental. We as a family make a trip around the end of May and put money down on a new Pulte house in Broomfield Colorado and we find a rental to live in until our house is built. My parents came along with us because they are also selling their house and moving with us. Our current home in Helendale has not sold yet and the market has dropped significantly from what it was one year ago. We decided that if it doesn’t sale before we move that we could afford to rent it out and we would be able to make up the difference with the money I would be making on my new job.
By June we are ready to move and are looking forward to this exciting new start with our lives in Colorado. Around mid June I receive a letter from Denver City stating that I did not pass the final Background and was disqualified for employment. I called to find out what happened and they said that they could not divulge any information but said that I could hire my own private investigator to find out what caused the problem. I hire an investigator and find out that we have been victims of identity theft for many years and that would automatically disqualify me from any government/public service job. I was confused and angry without any idea what had happened or how to fix this problem.
It is now July of 2006 I am now without a job unable to move and trying to figure out what to do for a job to support my family and how do I accomplish fixing this identity theft problem. I spend the next 8 months trying to fixing the identity theft problem spending over 5, 000.00 dollars of our money (not to mention the 75,000 per year lost from losing employment) making hundreds of phone calls to agencies such as San Bernardino County Sheriff, FBI, FTC, IRS, Social Security, AIG, Creditors, Banks, and many others. I have filed two dozen reports to meet the needs of every agency requesting documentation, I have also spend 8 to 10 hours a day looking for work or working small jobs like washing cars, yard work, small construction jobs etc. I have turned in over thirty (30) applications but I am unable to find work because my fifteen years of experience, diploma, and formal training are all based on the Fire Service. The catch 22 problem is I can’t test for fire departments until the identity theft problem is solved or I would run into the same problem I had with Denver City. I continue to hear the same thing from every employer, why are you here and are you going to go back to the fire service? Once I explained the problem they seemed compassionate about my problem but were unable or unwilling to hire me. Over the months we get further and further behind financially. Finally by mid January of 2007 I find a new job. The job is with Barstow Community College and is only part time at this point but I am extremely happy to be working again. Even though I am working I continue looking for full time work in the fire service.
The past several years I have been in a head on car accident with a drunk driver, lost a child, lost my grandmother on Christmas day, lost a best friend to cancer, lost both cars that we owned, my identity, a career, my dreams, ambitions, hope, peace of mind and joy. I have also sacrificed many personnel items like golf clubs, Thomas Kinkaid art collection, football card collection, collector coins passed down by family, and many other valuable items that we had to garage sale or sold on EBay to make money just so we could survive. Our credit has been severely damaged and our faith challenged. In addition to all of that I have suffered from several illnesses requiring medications and a lot of doctor visits. We experienced corrupt real-estate when we tried to refinance our home to get money to help us and instead we lost 30,000 dollars and gained nothing, that problem is currently under investigation with the DRE. We also gave up our dream to move to Colorado, a new house, a great new job doing what I love, and having the ability to help my parents who are retired and on a fixed income and were also counting on moving. My wife and I are hanging on by a thread and are tired, stressed, frustrated, deeply depressed, angry, and confused. We really don’t want to lose the one thing we have left, our home.
I totally and completely understand that this is not your problem and that you are not responsible for helping us in any way, however, I hope that you can find it in your hearts to help my family anyway possible. This is our problem and I take my commitment that I made to you very serious and we continue to do all wee can to make things right again. We really don’t want to lose our house. I refuse to walk away without trying to do everything in my power first. I don’t want a short sale or foreclosure, this does nothing for you or me to solve the problem and in the end we all lose. I am confident that there is an answer to this problem and that it can be solved. Again, I understand you don’t owe us anything and you have every right to take our home, I just ask that if there is any way possible that you or anyone else may be aware of to help us help our selves get back on track, please let me know. Please help us if you can.
As stated in this letter I am now working and my wife starts working the first of April. We are confident that we can get back on our feet and are slowly getting there. Please understand that we have lost over 100,000 dollars this past year to year and half, but we are not going to give up we are resilient, confident, humble and hard working and we are committed to make this unfortunate situation right again. We will try to do ALL we can to make this work and pray you can help us. I thank you so much for your time and consideration in regards to this matter.
Note:
The following documentation can be provided to you for verification if you request it:
1. Police report
2. FTC report #
3. Investigation report
4. Denver City denial letter
5. Lawyer letter from working on credit issues
6. Letter from parents also explaining events
7. Letter from my wife giving her perspective of events
8. Records of financial support from our church
9. Witness of events letters from friends and family
10. Affidavit From Identity Theft 911 (from homeowner insurance)
Thanks again for your consideration, time, and help
Sincerely,
Scott Giordano
And
Family
